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ISO 20022
Universal financial industry message scheme

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ISO 20022 API Resources

Catalogue

This section gives access to the documentation related to the ISO 20022 message definitions

Please note that the Message Definition Reports (MDRs) and Message Usage Guidelines (MUG) are available at the level of the message set, not at the level of the message definition itself.

To download the MDRs, MUGs, schemas and any additional documentation, you have to select a message set (Account Switching, for example).

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Payments

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Business domains
Business Area
Business Application header
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22 Message Sets

Message sets

Account Switching

BAH
Last Updated 13 March 2026
Download complete message set
acmt
Account Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
acmt.027.001.06
AccountSwitchInformationRequestV06
Payments UK
XSD
acmt.028.001.06
AccountSwitchInformationResponseV06
Payments UK
XSD
acmt.029.001.06
AccountSwitchCancelExistingPaymentV06
Payments UK
XSD
acmt.030.001.04
AccountSwitchRequestRedirectionV04
Payments UK
XSD
acmt.031.001.06
AccountSwitchRequestBalanceTransferV06
Payments UK
XSD
acmt.032.001.06
AccountSwitchBalanceTransferAcknowledgementV06
Payments UK
XSD
acmt.033.001.02
AccountSwitchNotifyAccountSwitchCompleteV02
Payments UK
XSD
acmt.034.001.06
AccountSwitchRequestPaymentV06
Payments UK
XSD
acmt.035.001.02
AccountSwitchPaymentResponseV02
Payments UK
XSD
acmt.036.001.01
AccountSwitchTerminationSwitchV01
Payments UK
XSD
acmt.037.001.02
AccountSwitchTechnicalRejectionV02
Payments UK
XSD

Authorities Financial Investigations

Last Updated 27 February 2024
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auth
Authorities
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
auth.001.001.02
InformationRequestOpeningV02
Finance Finland
XSD
auth.002.001.02
InformationRequestResponseV02
Finance Finland
XSD
auth.003.001.01
InformationRequestStatusCHangeNotificationV01
FFI
XSD

Bank-to-Customer Cash Management

Last Updated 19 March 2026
Download complete message set
camt
Cash Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
camt.052.001.14
BankToCustomerAccountReportV14
ISTH
XSD
camt.053.001.14
BankToCustomerStatementV14
ISTH
XSD
camt.054.001.14
BankToCustomerDebitCreditNotificationV14
ISTH
XSD
camt.060.001.07
AccountReportingRequestV07
SWIFT
XSD

Bank Account Management

Last Updated 17 March 2026
Download complete message set
acmt
Account Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
acmt.007.001.05
AccountOpeningRequestV05
SWIFT
XSD
acmt.008.001.05
AccountOpeningAmendmentRequestV05
SWIFT
XSD
acmt.009.001.04
AccountOpeningAdditionalInformationRequestV04
SWIFT
XSD
acmt.010.001.04
AccountRequestAcknowledgementV04
SWIFT
XSD
acmt.011.001.04
AccountRequestRejectionV04
SWIFT
XSD
acmt.012.001.04
AccountAdditionalInformationRequestV04
SWIFT
XSD
acmt.013.001.04
AccountReportRequestV04
SWIFT
XSD
acmt.014.001.05
AccountReportV05
SWIFT
XSD
acmt.015.001.05
AccountExcludedMandateMaintenanceRequestV05
SWIFT
XSD
acmt.016.001.05
AccountExcludedMandateMaintenanceAmendmentRequestV05
SWIFT
XSD
acmt.017.001.05
AccountMandateMaintenanceRequestV05
SWIFT
XSD
acmt.018.001.05
AccountMandateMaintenanceAmendmentRequestV05
SWIFT
XSD
acmt.019.001.04
AccountClosingRequestV04
SWIFT
XSD
acmt.020.001.04
AccountClosingAmendmentRequestV04
SWIFT
XSD
acmt.021.001.04
AccountClosingAdditionalInformationRequestV04
SWIFT
XSD

Bank Services Billing

BAH
Last Updated 04 March 2024
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camt
Cash Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
camt.086.001.05
BankServicesBillingStatementV05
TWIST & SWIFT
XSD

Cash Management

Last Updated 28 February 2025
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camt
Cash Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
camt.003.001.08
GetAccountV08
SWIFT
XSD
camt.004.001.10
ReturnAccountV10
SWIFT
XSD
camt.005.001.11
GetTransactionV11
SWIFT
XSD
camt.006.001.11
ReturnTransactionV11
SWIFT
XSD
camt.007.001.10
ModifyTransactionV10
SWIFT
XSD
camt.008.001.11
CancelTransactionV11
SWIFT
XSD
camt.009.001.08
GetLimitV08
SWIFT
XSD
camt.010.001.09
ReturnLimitV09
SWIFT
XSD
camt.011.001.08
ModifyLimitV08
SWIFT
XSD
camt.012.001.08
DeleteLimitV08
SWIFT
XSD
camt.013.001.04
GetMemberV04
SWIFT
XSD
camt.014.001.05
ReturnMemberV05
SWIFT
XSD
camt.015.001.04
ModifyMemberV04
SWIFT
XSD
camt.016.001.04
GetCurrencyExchangeRateV04
SWIFT
XSD
camt.017.001.05
ReturnCurrencyExchangeRateV05
SWIFT
XSD
camt.018.001.05
GetBusinessDayInformationV05
SWIFT
XSD
camt.019.001.07
ReturnBusinessDayInformationV07
SWIFT
XSD
camt.020.001.04
GetGeneralBusinessInformationV04
SWIFT
XSD
camt.021.001.06
ReturnGeneralBusinessInformationV06
SWIFT
XSD
camt.023.001.07
BackupPaymentV07
SWIFT
XSD
camt.024.001.08
ModifyStandingOrderV08
SWIFT
XSD
camt.025.001.09
ReceiptV09
Swift
XSD
camt.046.001.08
GetReservationV08
SWIFT
XSD
camt.047.001.08
ReturnReservationV08
SWIFT
XSD
camt.048.001.07
ModifyReservationV07
SWIFT
XSD
camt.049.001.07
DeleteReservationV07
SWIFT
XSD
camt.050.001.07
LiquidityCreditTransferV07
SWIFT
XSD
camt.051.001.07
LiquidityDebitTransferV07
SWIFT
XSD
camt.069.001.05
GetStandingOrderV05
SWIFT
XSD
camt.070.001.06
ReturnStandingOrderV06
SWIFT
XSD
camt.071.001.05
DeleteStandingOrderV05
SWIFT
XSD
camt.101.001.02
CreateLimitV02
SWIFT
XSD
camt.102.001.03
CreateStandingOrderV03
SWIFT
XSD
camt.103.001.03
CreateReservationV03
SWIFT
XSD
camt.104.001.01
CreateMemberV01
SWIFT
XSD

Change/Verify Account Identification

Last Updated 11 March 2024
Download complete message set
acmt
Account Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
acmt.022.001.04
IdentificationModificationAdviceV04
GUF
XSD
acmt.023.001.04
IdentificationVerificationRequestV04
GUF
XSD
acmt.024.001.04
IdentificationVerificationReportV04
GUF
XSD

Charges Management

BAH
Last Updated 27 February 2025
Download complete message set
camt
Cash Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
camt.105.001.03
ChargesPaymentNotificationV03
SWIFT
XSD
camt.106.001.03
ChargesPaymentRequestV03
SWIFT
XSD

Cheques Management

BAH
Last Updated 11 March 2024
Download complete message set
camt
Cash Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
camt.107.001.02
ChequePresentmentNotificationV02
SWIFT
XSD
camt.108.001.02
ChequeCancellationOrStopRequestV02
SWIFT
XSD
camt.109.001.02
ChequeCancellationOrStopReportV02
SWIFT
XSD

Creditor Payment Activation Request

Last Updated 17 March 2026
Download complete message set
pain
Payments Initiation
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
pain.013.001.12
CreditorPaymentActivationRequestV12
CBI
XSD
pain.014.001.12
CreditorPaymentActivationRequestStatusReportV12
CBI
XSD

Cross-Border Transaction Currency Control Reporting

Last Updated 11 March 2024
Download complete message set
auth
Authorities
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
auth.018.001.04
ContractRegistrationRequestV04
RU-CMPG
XSD
auth.019.001.04
ContractRegistrationConfirmationV04
RU-CMPG
XSD
auth.020.001.04
ContractRegistrationClosureRequestV04
RU-CMPG
XSD
auth.021.001.04
ContractRegistrationAmendmentRequestV04
RU-CMPG
XSD
auth.022.001.04
ContractRegistrationStatementV04
RU-CMPG
XSD
auth.023.001.04
ContractRegistrationStatementRequestV04
RU-CMPG
XSD
auth.024.001.04
PaymentRegulatoryInformationNotificationV04
RU-CMPG
XSD
auth.025.001.04
CurrencyControlSupportingDocumentDeliveryV04
RU-CMPG
XSD
auth.026.001.04
CurrencyControlRequestOrLetterV04
RU-CMPG
XSD
auth.027.001.04
CurrencyControlStatusAdviceV04
RU-CMPG
XSD

Exceptions & Investigations

Last Updated 19 March 2026
Download complete message set
camt
Cash Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
camt.026.001.10
UnableToApplyV10
SWIFT
XSD
camt.027.001.10
ClaimNonReceiptV10
SWIFT
XSD
camt.028.001.12
AdditionalPaymentInformationV12
SWIFT
XSD
camt.029.001.14
ResolutionOfInvestigationV14
SWIFT
XSD
camt.030.001.06
NotificationOfCaseAssignmentV06
SWIFT
XSD
camt.031.001.07
RejectInvestigationV07
SWIFT
XSD
camt.032.001.05
CancelCaseAssignmentV05
SWIFT
XSD
camt.033.001.07
RequestForDuplicateV07
SWIFT
XSD
camt.034.001.07
DuplicateV07
SWIFT
XSD
camt.035.001.06
ProprietaryFormatInvestigationV06
SWIFT
XSD
camt.036.001.06
DebitAuthorisationResponseV06
SWIFT
XSD
camt.037.001.10
DebitAuthorisationRequestV10
SWIFT
XSD
camt.038.001.05
CaseStatusReportRequestV05
SWIFT
XSD
camt.039.001.06
CaseStatusReportV06
SWIFT
XSD
camt.055.001.13
CustomerPaymentCancellationRequestV13
SWIFT
XSD
camt.056.001.12
FIToFIPaymentCancellationRequestV12
SWIFT
XSD
camt.087.001.09
RequestToModifyPaymentV09
SWIFT
XSD

Exceptions and Investigations Modernisation

BAH
Last Updated 17 March 2026
Download complete message set
camt
Cash Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
camt.110.001.02
InvestigationRequestV02
PaySEG E&I Work Group
XSD
camt.111.001.03
InvestigationResponseV03
PaySEG E&I Work Group
XSD

Multilateral Settlement

Last Updated 11 March 2024
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admi
Administration
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
admi.004.001.02
SystemEventNotificationV02
CLS
XSD
pacs
Payments Clearing and Settlement
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
pacs.002.001.12
FIToFIPaymentStatusReportV12
SWIFT
XSD
pacs.029.001.02
MultilateralSettlementV02
Bank of England
XSD

Notification Of Correspondence

BAH
Last Updated 08 July 2024
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admi
Administration
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
admi.024.001.01
NotificationOfCorrespondenceV01
Swift
XSD

Notification To Receive

Last Updated 19 March 2026
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camt
Cash Management
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
camt.057.001.09
NotificationToReceiveV09
SWIFT
XSD
camt.058.001.10
NotificationToReceiveCancellationAdviceV10
SWIFT
XSD
camt.059.001.09
NotificationToReceiveStatusReportV09
SWIFT
XSD

Payment Tracking

BAH
Last Updated 17 March 2026
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trck
Payment Tracker
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
trck.001.001.05
PaymentStatusTrackerUpdateV05
Swift
XSD
trck.002.001.04
PaymentStatusTrackerReportV04
Swift
XSD
trck.004.001.04
PaymentStatusCustomerTrackerReportV04
Swift
XSD

Payments Clearing and Settlement

Last Updated 19 March 2026
Download complete message set
pacs
Payments Clearing and Settlement
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
pacs.002.001.16
FIToFIPaymentStatusReportV16
SWIFT
XSD
pacs.003.001.12
FIToFICustomerDirectDebitV12
SWIFT
XSD
pacs.004.001.15
PaymentReturnV15
SWIFT
XSD
pacs.007.001.14
FIToFIPaymentReversalV14
SWIFT
XSD
pacs.008.001.14
FIToFICustomerCreditTransferV14
SWIFT
XSD
pacs.009.001.13
FinancialInstitutionalCreditTransferV13
SWIFT
XSD
pacs.010.001.06
FinancialInstitutionDirectDebitV06
SWIFT
XSD
pacs.028.001.07
FIToFIPaymentStatusRequestV07
SWIFT & EPC
XSD

Payments Initiation

Last Updated 19 March 2026
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pain
Payments Initiation
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
pain.001.001.13
CustomerCreditTransferInitiationV13
ISTH/SWIFT
XSD
pain.002.001.15
CustomerPaymentStatusReportV15
ISTH/SWIFT
XSD
pain.007.001.13
CustomerPaymentReversalV13
ISTH/SWIFT
XSD
pain.008.001.12
CustomerDirectDebitInitiationV12
ISTH/SWIFT
XSD

Payments Mandates

Last Updated 11 March 2024
Download complete message set
pain
Payments Initiation
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
pain.009.001.08
MandateInitiationRequestV08
SWIFT
XSD
pain.010.001.08
MandateAmendmentRequestV08
SWIFT
XSD
pain.011.001.08
MandateCancellationRequestV08
SWIFT
XSD
pain.012.001.08
MandateAcceptanceReportV08
SWIFT
XSD
pain.017.001.04
MandateCopyRequestV04
SWIFT & SABS
XSD
pain.018.001.04
MandateSuspensionRequestV04
SWIFT & SABS
XSD

Request To Pay (RTP) Service

Last Updated 11 March 2024
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reda
Reference Data
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
reda.066.001.02
RequestToPayCreditorEnrolmentRequestV02
EPC
XSD
reda.067.001.02
RequestToPayCreditorEnrolmentAmendmentRequestV02
EPC
XSD
reda.068.001.02
RequestToPayCreditorEnrolmentCancellationRequestV02
EPC
XSD
reda.069.001.02
RequestToPayCreditorEnrolmentStatusReportV02
EPC
XSD
reda.070.001.02
RequestToPayDebtorActivationRequestV02
EPC
XSD
reda.071.001.02
RequestToPayDebtorActivationAmendmentRequestV02
EPC
XSD
reda.072.001.02
RequestToPayDebtorActivationCancellationRequestV02
EPC
XSD
reda.073.001.02
RequestToPayDebtorActivationStatusReportV02
EPC
XSD

Stand-alone Remittance Advice

BAH
Last Updated 16 March 2026
Download complete message set
remt
Payments Remittance Advice
Updated
Download
Message ID (scheme)
Message name
Submitting organisation
Downloads
remt.001.001.07
RemittanceAdviceV07
IFX/OAGi
XSD
remt.002.001.03
RemittanceLocationAdviceV03
IFX/OAGi
XSD

Which documents can I download from the catalogue of messages?

The following documentation is provided:

  • a Message Definition Report (MDR) and, when necessary a Message Usage Guide (MUG), fully describing each message set
  • the schema of each message definition
  • examples of message instances, when provided by the submitting organization
  • the Business Application Header (BAH) documentation.

Versions

All communities of ISO 20022 users are invited to consider using always the most recent version of the message definitions to ensure worldwide coherence of the versions in use.

Although previous versions remain available in the ISO 20022 Message Archive.

ISO 20022 Business Areas

Access the list of Business Areas defined by the Registration Authority to classify ISO 20022 Message Definitions and the corresponding four-character code used in the Message Identifier of related ISO 20022 Message Definitions

Download