FIToFIPaymentReversalV04

Scope
The FinancialInstitutionToFinancialInstitutionPaymentReversal message is sent by an agent to the next party in the payment chain. It is used to reverse a payment previously executed.
Usage
The FIToFIPaymentReversal message is exchanged between agents to reverse a payment message that has been settled. The result will be a credit on the debtor account (when the reversed payment was a Direct Debit) or a debit on the creditor account (when the reversed payment was a Credit Transfer).
The FIToFIPaymentReversal message may or may not be the follow-up of a payment message.
The FIToFIPaymentReversal message refers to the original payment message by means of references only or by means of references and a set of elements from the original instruction.
The FIToFIPaymentReversal message can be used in domestic and cross-border scenarios.

Message Identifier: pacs.007.001.04

Elements

Name	Type	Multiplicity	Definition
GroupHeader	GroupHeader57	[1..1]	Set of characteristics shared by all individual transactions included in the message.
OriginalGroupInformation	OriginalGroupHeader3	[1..1]	Information concerning the original group of transactions, to which the message refers.
TransactionInformation	PaymentTransaction45		Information concerning the original transactions, to which the reversal message refers.
SupplementaryData	SupplementaryData1		Additional information that cannot be captured in the structured elements and/or any other specific block.

Validation Rules

GroupReversalAndTransactionInformationNotPresentRule: If GroupHeader/GroupReversal is true, then TransactionInformation is not allowed.

GroupReversalAndTransactionInformationPresentRule: If GroupHeader/GroupReversal is false, then at least one occurrence of TransactionInformation must be present.

GroupReversalAndReasonRule: If GroupHeader/GroupReversal is true, then OriginalGroupInformation/ReversalReasonInformation/Reason must present.

InstructedAgentRule: If GroupHeader/InstructedAgent is present, then TransactionInformation/InstructedAgent is not allowed.

InstructingAgentRule: If GroupHeader/InstructingAgent is present, then TransactionInformation/InstructingAgent is not allowed.

GroupHeaderInterbankSettlementDateRule: If GroupHeader/InterbankSettlementDate is present, then TransactionInformation/InterbankSettlementDate is not allowed.

TransactionInterbankSettlementDateRule: If GroupHeader/InterbankSettlementDate is not present, then TransactionInformation/InterbankSettlementDate must be present.

GroupReversalAndNumberOfTransactionsRule: If GroupHeader/GroupReversal is false, then GroupHeader/NumberOfTransactions must equal the number of occurrences of TransactionInformation.

TotalReversedInterbankSettlementAmountRule: If GroupHeader/TotalReversedInterbankSettlementAmount is present, then all occurrences of TransactionInformation/ReversedInterbankSettlementAmount must have the same currency as the currency of GroupHeader/TotalReversedInterbankSettlementAmount.

TotalReversedInterbankSettlementAmountAndSumRule: GroupHeader/TotalReversedInterbankSettlementAmount must equal the sum of all individual TransactionInformation/ReversedInterbankSettlementAmount when present.

NoCoverSettlementMethodRule: GroupHeader/SettlementInformation/SettlementMethod must be different from COVE when reversing direct debit transactions.

SupplementaryDataRule: The SupplementaryData building block at message level must not be used to provide additional information about a transaction. The SupplementaryData element at transaction level should be used for that purpose.