CustomerPaymentReversalV01

Scope
The CustomerPaymentReversal message is sent by the initiating party to the next party in the payment chain. It is used to reverse a payment previously executed.
Usage
The CustomerPaymentReversal message is exchanged between a non-financial institution customer and an agent to reverse a CustomerDirectDebitInitiation message that has been settled. The result will be a credit on the debtor account.
The CustomerPaymentReversal message refers to the original CustomerDirectDebitInitiation message by means of references only or by means of references and a set of elements from the original instruction.
The CustomerPaymentReversal message can be used in domestic and cross-border scenarios.

Message Identifier: pain.007.001.01

Elements

Name

Type

Multiplicity

Definition

GroupHeader

GroupHeader8

[1..1]

Set of characteristics shared by all individual transactions included in the message.

OriginalGroupInformation

OriginalGroupInformation5

[1..1]

Information concerning the original group of transactions, to which the message refers.

TransactionInformation

PaymentTransactionInformation4

Information concerning the original transactions, to which the reversal message refers.

Validation Rules

GroupReversal1Rule: If GroupHeader/GroupReversal is true, then TransactionInformation is not allowed. If GroupHeader/GroupReversal is false, then at least one occurrence of TransactionInformation must be present.

GroupReversal2Rule: If GroupHeader/GroupReversal is true, then OriginalGroupInformation/ReversalReasonInformation/ReversalReason must present.

GroupReversal3Rule: If GroupHeader/GroupReversal is false, then NumberOfTransactions must equal the number of occurrences of TransactionInformation.