| ISO20022

MTN96: (3) Field 76: Answers

FORMAT

6*35x

(Narrative)

In addition to narrative text, the following line formats may be used:

Line 1	/4c/[supplement 1][supplement 2]	(Answer)(Narrative1)(Narrative2)
Lines 2-6	[//continuation of supplementary information] or [/4c/[supplement 1][supplement 2]]	(Narrative) or (Answer)(Narrative1)(Narrative2)

PRESENCE

Mandatory

DEFINITION

This field contains the actual answer(s).

CODES

Whenever possible, Answer may contain one or more of the following codes:

1	We hereby confirm that we carried out your instruction on (1) ... (YYMMDD) and paid (2) ... (Ccy/Amount) to beneficiary bank.	in response to Query Number 1, 2, 6, or 16
2	We hereby confirm that the transaction has been effected and advised on (1) ... (YYMMDD).	in response to Query Number 3, 6, or 16
3	Further information about details of payment is as follows (1) ...	in response to Query Number 4
4	Identification and address of the beneficiary are as follows (1) ... (new field 58a/59).	in response to Query Number 5
5	The account should be with (1) ... (new field 57a).	in response to Query Number 8 or 9
6	Please credit the account (1) ... (new field 58a/59).	in response to Query Number 8 or 9
7	We confirm to you the regularity of the instruction mentioned in your query, with the following Authorisation Code/Test Key Code word (1) ...	in response to Query Number 10
8	We confirm amendment to your message as requested.	in response to Query Number 17
9	We are unable to comply with your amendment request.	in response to Query Number 17
10	We authorise you to debit our account.	in response to Query Number 18
11	Cover refunded to the credit of (1) ... (account/place).	in response to Query Number 19
12	Stop instructions are not acceptable. (Reason)
13	Stop instructions duly recorded. (Further details, where applicable)
14	Stop instructions valid until (1) ... (YYMMDD).
17	We confirm that correct value date has been applied.
18	We confirm that your enquiry is receiving our attention.
19	This represents our charge as per our tariff.
20	We confirm that these are not duplicate instructions.
21	Our entry relates to your above instruction.
22	Our entry relates to our above instruction.
23	Please amend field (1) ... to read (2) ...
24	Please consider our payment instruction as null and void.
25	We confirm currency has been changed from (1) to (2).
26	We confirm correct account (1) has been credited on (2).
27	Details relating to Treasury Deal are as follows ...
28	We confirm payment to your account on (1) for (2) has been made.
29	We confirm overpayment is due to the following reason(s) ...
30	We confirm early payment due to the following reason(s) ...
31	Please provide debit authority to reverse incorrect payment to your institution.
32	Charges incurred are for the following reason(s) ...
33	The requested details are (1) ...	in response to Query Number 52

CODES

Answer may contain one or more of the following codes in the cheque truncation environment:

15	Further information about the item per your request is as follows ... (1)	in response to Query Number 23, 24, 25, 26, 27, 28, or 29
16	Date, check number and query code (Original or Copy ) of cheque sent ... (1)	in response to Query Number 23 or 24

CODES

For alignment with ISO 20022 messages, Answer may contain one or more of the following codes:

CNCL	Cancelled As Per Request	Used when a requested cancellation is successful.
PDCR	Pending Cancellation Request	Used when a requested cancellation is pending.
RJCR	Rejected Cancellation Request	Used when a requested cancellation has been rejected.

CODES

Narrative1 may contain one or more of the following reason codes if Answer indicates RJCR or PDCR:

AC04	Closed Account Number	Account number specified has been closed on the receiver's books.
AGNT	Agent Decision	Reported when the cancellation cannot be accepted because of an agent refuses to cancel.
AM04	Insufficient Funds	Amount of funds available to cover specified message amount is insufficient.
ARDT	Already Returned	Cancellation not accepted as the transaction has already been returned.
ARPL	Awaiting Reply	A reply is expected from either the customer or the next agent.
CUST	Customer Decision	Reported when the cancellation cannot be accepted because of a customer decision.
INDM	Indemnity Requested	Indemnity is required before funds can be returned.
LEGL	Legal Decision	Reported when the cancellation cannot be accepted because of regulatory rules.
NOAS	No Answer From Customer	No response from beneficiary (to the cancellation request).
NOOR	No Original Transaction Received	Original transaction (subject to cancellation) never received.
PTNA	Past To Next Agent	Cancellation has been forwarded to the next agent in the payment chain.
RQDA	Requested Debit Authority	Authority is required by the Creditor to return the payment.

USAGE RULES

Where a message contains more than one answer, each answer must appear on a separate line.

Numbers in brackets, for example, (1), mean that supplementary information is required. This supplementary information must be the first information following the Answer Number .

When supplement 2 is used, that is, two different pieces of supplementary information are provided, the second piece of information should be preceded by a slash '/'.

If additional space is required for providing details of the answer(s), this information can be continued in field 77A.

EXAMPLE

:76:/16/961129IT78451245/23/