| ISO20022

MTN92: (4) Field 79: Narrative Description of the Original Message

FORMAT

35*50x

(Narrative)

In addition to narrative text, the following line formats may be used:

Line 1	/4!c/[additional information]	(Cancellation Reason)(Narrative)
Lines 2-35	[//continuation of additional information]	(Narrative)

PRESENCE

Conditional (see rule C1)

DEFINITION

This field contains a narrative description of the original message, or single transaction within a multiple message, which will enable the Receiver to positively identify the message or transaction to be cancelled.

CODES

Cancellation Reason may contain one of the following codes:

AGNT	Incorrect Agent	Agent in the payment workflow is incorrect.
AM09	Wrong Amount	Amount is not the amount agreed or expected.
COVR	Cover Cancelled or Returned	Cover payment has either been returned or cancelled.
CURR	Incorrect Currency	Currency of the payment is incorrect.
CUST	Requested by Customer	Cancellation requested by the ordering customer.
CUTA	Cancel upon Unable to Apply	Cancellation requested because an investigation request has been received and no remediation is possible.
DUPL	Duplicate Payment	Payment is a duplicate of another payment.
FRAD	Fraudulent Origin	Cancellation requested following a transaction that was originated fraudulently. The use of the Fraudulent Origin code should be governed by jurisdictions.
TECH	Technical Problem	Cancellation requested following technical problems resulting in an erroneous transaction.
UPAY	Undue Payment	Payment is not justified.

USAGE RULES

If Cancellation Reason is the only information in this field, then a copy of at least the mandatory fields of the original message must be present.

When the sender of the cancellation request is willing to consider an indemnity, the code INDM may be used as narrative after the cancellation reason in this field.